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Mortgage & Real Estate

ARM vs Fixed

Compare after N years.

Currency

Inputs

Loan amount$350000

Fixed rate6.5%

ARM initial rate5.25%

Compare years5

Results

Fixed / mo

$2,212

ARM / mo

$1,933

Savings over period

$16,772

Related in Mortgage & Real Estate

Mortgage Payment

Principal + interest only.

Principal, interest, tax & insurance.

Home Affordability

28/36 rule house budget.

Refinance Savings

Savings vs. closing costs breakeven.

Typical 2–5% of price.